(224) 770-5304

Cookie Policy

Last Updated: August 3, 2023

This Cookie Policy explains how Union One Benefits Administration, Inc. (“Union One,” “we,” “us,” or “our”) uses cookies and similar technologies to recognize you when you visit teamstersvip.com (“Site”). It explains what these technologies are and why we use them, as well as your rights to control our use of them.

  1. What are cookies?
    Cookies are small data files that are placed on your computer or mobile device when you visit a website. Cookies are widely used by website owners to make their websites work or to work more efficiently, as well as to provide reporting information.
  2. Why do we use cookies?
    We use cookies for several reasons. Some cookies are required for technical reasons for the Site to operate, and we refer to these as “essential” or “strictly necessary” cookies. Other cookies also enable us to track and target the interests of users to enhance the experience on the Site.
  3. How can you control cookies?
    You have the right to decide whether to accept or reject cookies. You can set or amend your web browser controls to accept or refuse cookies. If you choose to reject cookies, you may still use the Site though your access to some functionality and areas of the Site may be restricted.
  4. How often will we update this Cookie Policy?
    We may update this Cookie Policy from time to time to reflect, for example, changes to the cookies we use or for other operational, legal, or regulatory reasons. Please revisit this Cookie Policy regularly to stay informed about our use of cookies and related technologies.
  5. Where can I get further information?
    If you have any questions about our use of cookies or other technologies, please contact us at:
    Union One Benefits Administration, Inc.
    28160 W Northwest Hwy, Suite 100
    Lake Barrington, IL 60010
    Phone: (224) 770-5304
    Email: info@TeamstersVIP.com

IMPORTANT INFORMATION ABOUT THIS PLAN

IMPORTANT: The monthly cost for coverage is based on your age at the start of the coverage and will increase on the policy anniversary date after you move into a new age bracket. This benefits guide is tailored for Members aged 18-79. If you depart from the IBT, opt out of paying dues, or retire, you must notify the Teamsters VIP+ administrative office at (224) 770-5304. You have 30 days to notify us of your retirement if you wish to port or convert your Life Insurance. Not doing so within 90 days could delay or negate your eligibility for a refund.

Participation in this program is voluntary, and the decision to enroll rests solely with the Members. Members are responsible for bearing all associated costs. A $2 technology fee is included in all listed monthly costs for the following coverages: Short-Term Disability and Long-Term Disability. A $1 technology fee is included in all listed monthly costs for the following coverages: Member Life and Spouse Life.

We encourage Members to thoroughly review the complete policy booklet, email info@TeamstersVIP.com to request a copy, if you did not receive one upon enrollment.

This program is administered by Union One Benefits Administration.

Union One

This voluntary benefit plan is classified as a Safe Harbor plan and, as such, is not subject to the Employee Retirement Income Security Act of 1974 (ERISA). Teamsters does not contribute to the premiums for this plan on behalf of its Members, does not endorse the plan, and does not require Members to enroll in the plan.

FOR AD&D, STD & LTD: THIS IS AN EXCEPTED BENEFITS POLICY. IT PROVIDES COVERAGE ONLY FOR THE LIMITED BENEFITS OR SERVICES SPECIFIED IN THE POLICY.

For STD & LTD: These policies provide disability income insurance only and do NOT provide basic hospital, basic medical, or major medical insurance as defined by the New York State Department of Financial Services.

North Carolina Residents: THIS IS NOT A MEDICARE SUPPLEMENT PLAN. If you are eligible for Medicare, review the Guide to Health Insurance for People with Medicare, which is available from the company.

Group Insurance coverages are issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ. The Booklet-Certificate contains all details, including any policy exclusions, limitations, and restrictions, which may apply. Contract Series: 83500.

Prudential, the Prudential logo, and the Rock symbol are service marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide.

Prudential Logo