File a Claim
Filing a claim can be complex, but we’re here to help you every step of the way. At Union One, we’ll assign a dedicated Claims Advocate to guide you through the process. While your Claims Advocate doesn’t have the authority to approve or deny your claim, they are committed to assisting you so that your claim is handled efficiently and accurately.
Your Claims Advocate will be your main point of contact. If the insurance carrier’s agents request information or documentation, please send it to your Claims Advocate first. They will forward it on, ensuring a seamless process.
ELIGIBILITY & BENEFITS
YOU MUST BE AN ACTIVE MEMBER OF TEAMSTERS TO BE ELIGIBLE.
IF REMOVED FROM SERVICE FOR REASONS OTHER THAN YOUR MEDICAL CONDITION, YOU WILL NOT BE ELIGIBLE.
YOUR BENEFITS MAY INCLUDE:
- Teamsters VIP+ Plan Benefit: Available after a specified waiting period.
- Social Security Disability: Depending on your eligibility, benefits may vary.
- Employer Provided Disability and other Union Provided Disability Benefits: Based on your employer and Teamsters Local, you may be eligible for additional benefits that compliment your VIP+ Plan benefits.
Next Steps
REVIEW THE IMPORTANT INFORMATION
Please read any provided documents thoroughly, as they contain crucial details about the claims process.
SUBMIT REQUIRED DOCUMENTS
Provide a copy of last year’s W-2, three months of consecutive pay stubs before your disability date, verification of your last working day, and any relevant medical documents. Instructions on how to submit these will be provided.
COORDINATE WITH YOUR DOCTOR
Share the Medical Qualifications and Physical Demands with your doctor to facilitate determining a return-to-work date.
File a Claim
You can choose to file your entire claim over the phone by calling the Union One Claims Department at (847) 595-1730, or you can complete the below form and schedule a time to finish the claim filing process.
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IMPORTANT INFORMATION ABOUT THIS PLAN
IMPORTANT: The monthly cost for coverage is based on your age at the start of the coverage and will rise on the policy anniversary date after you move into a new age bracket. This benefits guide is tailored for Members aged 18-79. If you depart from the IBT, opt out of paying dues, or retire, you must notify the Teamsters VIP+ administrative office at (224) 770-5304. Not doing so within 90 days could delay or negate your eligibility for a refund.
Participation in this program is voluntary, and the decision to enroll rests solely with the Members. Members are responsible for bearing all associated costs. A $1 technology fee is included in all listed monthly costs for the following coverages: Short-Term Disability, Long-Term Disability, Member Life, and Spouse Life.
We encourage Members to thoroughly review the complete policy booklet, email info@teamstersVIP.com to request a copy, if you did not receive one upon enrollment.
This program is administered by Union One Benefits Administration.
For AD&D, STD & LTD: THIS IS AN EXCEPTED BENEFITS POLICY. IT PROVIDES COVERAGE ONLY FOR THE LIMITED BENEFITS OR SERVICES SPECIFIED IN THE POLICY.
For STD & LTD: These policies provide disability income insurance only and do NOT provide basic hospital, basic medical, or major medical insurance as defined by the New York State Department of Financial Services.
North Carolina Residents: THIS IS NOT A MEDICARE SUPPLEMENT PLAN. If you are eligible for Medicare, review the Guide to Health Insurance for People with Medicare, which is available from the company.
Group Insurance coverages are issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ. The Booklet-Certificate contains all details, including any policy exclusions, limitations, and restrictions, which may apply. Contract Series: 83500.
Prudential, the Prudential logo, and the Rock symbol are service marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide.
