(224) 770-5304

Teamsters VIP+

Voluntary Income Protection Plus Plan

Discover all the new benefit options now available to help you protect your income when you can’t work due to illness, injury, or loss of DOT certification (for medical reasons).

All benefit options are guaranteed approved during open enrollment for all active, U.S.-based, full-dues paying Teamsters.

Both Full-Time and Part-Time Members are eligible to enroll.

Enrollment Schedule

Open Enrollment is ongoing throughout 2024, and the sooner you enroll the sooner your coverage will begin. There are six (6) Enrollment Windows, each with its own effective date. If you miss out on an enrollment window, you can enroll during the next window.

Enrollment Ends








Enroll by March 25th, 2024 by 11:59PM EST for a coverage effective date of April 1st, 2024!

IBT Member Rally

Teamsters Power:

As Teamsters, your strength and dedication are unparalleled. Every single day, you take on some of the most challenging jobs, putting your bodies on the line. Such commitment, over time, can take its toll. This is the nature of the hard, honest work that defines us. And while we give our all, there might be instances when we need to step back, recuperate from an injury, or face unforeseen health challenges.

In recognition of your relentless effort and to support you during these trying times, we’re proud to introduce the Teamsters Voluntary Income Protection Plus Plan (VIP+).


Full-Time Member coverage available up to $2,000 per week in $50 increments. Part-Time Member coverage available up to $250 per week in $50 increments.


Pre-existing conditions are covered after 12 months of continuous coverage. 24/7 coverage for on and off the job disabilities caused by injuries, illnesses or surgeries.

LIFE AND Accidental Death & Dismemberment

Member coverage available up to $500,000 in $10,000 increments. Spouse and dependent life coverage available when Member life is elected.

Hear from Teamster Members who have enrolled and received benefits under this plan

Your Protection Matters

Every Teamster deserves to be well-equipped and shielded from potential health obstacles. The Teamsters VIP+ Plan is meticulously crafted to help if you’re unable to work due to an injury, illness, surgery, or a health condition that results in the loss of your DOT certification.

We strongly recommend that you dive deep into the details provided here, watch the insightful videos, and understand how this plan may safeguard the income you’ve tirelessly earned.

Your well-being is our priority. Equip yourself with the knowledge and protection you deserve.

Professional Semi Truck Driver Behind the Wheel

Why the Teamsters VIP+ Plan?

Consider your financial security. If ever there comes a time when you find yourself unable to work due to health reasons, this plan is here to help.

Inform Yourself
Please take a moment to explore this website. You’ll find comprehensive information regarding the benefits and costs associated with the Teamsters VIP+ Plan. Should you decide to enroll, you’ll discover the process is simple, secure, and user-friendly.


As the enrollment period approaches we recommend you review all of the benefit options available and choose the coverage that best suits you and your family’s needs. The Teamsters VIP+ Plan offerings include Short-Term Disability, Long-Term Disability, and Life Insurance and Accidental Death & Dismemberment. All offered coverages are guaranteed approved to eligible Members during open enrollment irrespective of your current health status or medical history.

Happy Family

Important Information

Participation in this program is voluntary, and the decision to enroll rests solely with the Members. Members are responsible for bearing all associated costs. A $1 technology fee is included in all listed monthly costs for the following coverages: Short-Term Disability, Long-Term Disability, Member Life, and Spouse Life.

IMPORTANT: The monthly cost for coverage is based on your age at the start of the coverage and will rise on the policy anniversary date after you move into a new age bracket. This benefits guide is tailored for Members aged 18-79. If you depart from the IBT, opt out of paying dues, or retire, you must notify the Teamsters VIP+ administrative office at (224) 770-5304. Not doing so within 90 days could delay or negate your eligibility for a refund.

We encourage enrolled Members to thoroughly review the complete policy booklet, which is available on the teamstersVIP.com website. Email info@teamstersVIP.com to request a copy, if you did not receive one upon enrollment.

This program is administered by Union One Benefits Administration.

Union One


For STD & LTD: These policies provide disability income insurance only and do NOT provide basic hospital, basic medical, or major medical insurance as defined by the New York State Department of Financial Services.

North Carolina Residents: THIS IS NOT A MEDICARE SUPPLEMENT PLAN. If you are eligible for Medicare, review the Guide to Health Insurance for People with Medicare, which is available from the company.

Group Insurance coverages are issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ. The Booklet-Certificate contains all details, including any policy exclusions, limitations, and restrictions, which may apply. Contract Series: 83500.

Prudential, the Prudential logo, and the Rock symbol are service marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide.

Prudential Logo