Enhanced Coverage for Pilots with the NEW Teamsters VIP+ Plan
The NEW Teamsters VIP+ Plan now offers coverage for pilots who are held out of work due to a loss of their Federal Aviation Administration (FAA) Medical Certification (Class 1 and Class 2 Certifications) resulting from a disability. Pilots must comply with FAA regulations to be cleared to do their occupation. If you cannot maintain the necessary medical certification, the VIP+ Plan can offer financial support while you undergo medical evaluation and work toward being released to return to work.
The standards for medical certification are contained within the Federal Aviation Regulations (14 CFR Part 67, Subpart B & C). The Teamsters VIP+ Plan protects pilots with those medical conditions that disqualify them from flying as outlined in these standards. These conditions include personality disorders manifested by overt acts, psychosis, alcoholism, drug dependence, epilepsy, unexplained disturbances of consciousness, myocardial infarctions, angina pectoris, and diabetes requiring medication for control. Other conditions like acute infections, anemia, and peptic ulcers may be temporarily disqualifying. The FAA medical re-certification process can be slow and cumbersome, and receiving income replacement benefits during that time is crucial to ensuring your financial well-being so you can focus on returning to work.
IMPORTANT INFORMATION ABOUT THIS PLAN
IMPORTANT: The monthly cost for coverage is based on your age at the start of the coverage and will increase on the policy anniversary date after you move into a new age bracket. This benefits guide is tailored for Members aged 18-79. If you depart from the IBT, opt out of paying dues, or retire, you must notify the Teamsters VIP+ administrative office at (224) 770-5304. You have 30 days to notify us of your retirement if you wish to port or convert your Life Insurance. Not doing so within 90 days could delay or negate your eligibility for a refund.
Participation in this program is voluntary, and the decision to enroll rests solely with the Members. Members are responsible for bearing all associated costs. A $1 technology fee is included in all listed monthly costs for the following coverages: Short-Term Disability, Long-Term Disability, Member Life, and Spouse Life.
We encourage Members to thoroughly review the complete policy booklet, email info@teamstersVIP.com to request a copy, if you did not receive one upon enrollment.
This program is administered by Union One Benefits Administration.
For AD&D, STD & LTD: THIS IS AN EXCEPTED BENEFITS POLICY. IT PROVIDES COVERAGE ONLY FOR THE LIMITED BENEFITS OR SERVICES SPECIFIED IN THE POLICY.
For STD & LTD: These policies provide disability income insurance only and do NOT provide basic hospital, basic medical, or major medical insurance as defined by the New York State Department of Financial Services.
North Carolina Residents: THIS IS NOT A MEDICARE SUPPLEMENT PLAN. If you are eligible for Medicare, review the Guide to Health Insurance for People with Medicare, which is available from the company.
Group Insurance coverages are issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ. The Booklet-Certificate contains all details, including any policy exclusions, limitations, and restrictions, which may apply. Contract Series: 83500.
Prudential, the Prudential logo, and the Rock symbol are service marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide.
